Head to head

Indo Farm 1020 DI vs Farmtrac Steeltrac 18

Comparing the Indo Farm 1020 DI and the Farmtrac Steeltrac 18 — the Indo Farm 1020 DI carries 3.8 HP more, and the Farmtrac Steeltrac 18 is about ₹0.84 lakh cheaper ex-showroom. The specifications below are from the manufacturers; the section under them explains what those differences mean on an actual farm.

Indo Farm 1020 DI tractor
Indo Farm

Indo Farm 1020 DI

20 HP 1 Cyl
₹4.04 - ₹4.23 Lakh*
Farmtrac Steeltrac 18 tractor
Farmtrac

Farmtrac Steeltrac 18

16.2 HP 1 Cyl
₹3.2 - ₹3.8 Lakh*

Which one should you buy?

Both of these are sold into the same segment, so the choice comes down to a handful of real differences rather than one being better than the other outright.

Price

The Farmtrac Steeltrac 18 is roughly ₹0.84 lakh cheaper ex-showroom — about 21% less than the Indo Farm 1020 DI. On road that gap widens slightly, because RTO tax and insurance are calculated on the higher figure. Whether the Indo Farm 1020 DI earns that back depends entirely on the points below; if it does not, the cheaper machine is the better buy.

PTO power

Both put down effectively the same PTO horsepower (Indo Farm 1020 DI: 12 HP, Farmtrac Steeltrac 18: 12.4 HP), so neither has an advantage on implements.

Lifting capacity

The Farmtrac Steeltrac 18 lifts 50 kg more (Indo Farm 1020 DI: 500 Kg, Farmtrac Steeltrac 18: 550 kg). This decides which mounted implements the tractor can actually carry, and it is where cheaper models usually cut corners. Check it against the heaviest implement you own — loaded weight, not the dry weight in the brochure.

Gearbox

Indo Farm 1020 DI: 6 Forward + 2 Reverse. Farmtrac Steeltrac 18: 8 Forward + 2 Reverse. Count the low-range speeds rather than the total — puddling and rotavating need slow ground speed at working engine revs, and a box with too few low gears forces a compromise between the two.

Weight

The Farmtrac Steeltrac 18 is about 141 kg heavier. Weight is an advantage when braking a loaded trolley or pulling hard in draft work, and a disadvantage in wet fields and on soft ground where the Indo Farm 1020 DI will compact less and sink less.

Other differences

They also differ on warranty (2000 hours / 2 Years vs 5000 hrs / 5 years). None of these decide the purchase on their own, but oil-immersed brakes and power steering are worth paying for if you spend long days on the machine.

The short answer

Taken together the Farmtrac Steeltrac 18 leads on more of the dimensions that affect day-to-day work. It is the safer pick unless the Indo Farm 1020 DI is meaningfully cheaper for you after the dealer quote.

  • Heavy mounted implements: the Farmtrac Steeltrac 18, which has the hydraulics to carry them.
  • Loaded trolley and haulage: the Farmtrac Steeltrac 18 — the extra weight helps it brake and hold a load on a gradient.
  • Tightest budget, or if none of the above apply to you: the Farmtrac Steeltrac 18. Paying for capability you never use is the most common and most expensive mistake at this size.

Before you decide

  • Prices here are ex-showroom. Add roughly 7–10% for RTO registration and insurance, and get the on-road figure in writing from the dealer, itemised.
  • Visit more than one dealer for each brand. Exchange value and finance terms vary between showrooms by more than the price gap between these two machines.
  • Ask how far the nearest workshop is for each brand. A tractor that is down for a week in season costs more than the difference between these two.
  • Drive both with an implement attached, not empty. An unloaded tractor tells you very little.

Specifications compared

Specification Indo Farm 1020 DIFarmtrac Steeltrac 18
Ex-showroom price ₹4.04 - ₹4.23 Lakh*₹3.2 - ₹3.8 Lakh*
Engine
HP 20 HP 16.2 HP
Cylinders 1 1
Displacement (CC) 895 CC 895 CC
Engine RPM 2300 RPM NA
Air Filter Oil Bath Type
Cooling System Water cooled
Battery 12 Volts-65 Ah
Alternator Self Starter Motor & Alternator
Torque 61 NM
Transmission
Transmission Type Sliding mesh Synchromesh
Clutch Single Clutch Single Clutch,(Diaphragm) Hub Reduction
Gearbox 6 Forward + 2 Reverse 8 Forward + 2 Reverse
Forward Speed 26.0 kmph 31.7 kmph
Reverse Speed 12.92 kmph 33.7 kmph
Brakes
Brake Type Oil immersed multiple discs Oil Immersed Brakes
PTO
PTO Type 6 Spline
PTO RPM 540@2100 RPM
PTO Power (HP) 12 HP 12.4 HP
Hydraulics
Lifting Capacity (Kg) 500 Kg 550 kg
3 Point Linkage ADDC
Steering
Steering Type Mechanical - Recirculating ball type (optional) Mechanical
Dimensions & Weight
Total Weight (Kg) 800 KG 941 KG
Overall Length (MM) 2520 MM 2530 MM
Overall Width (MM) 1050 MM 1055 MM
Ground Clearance (MM) 210 MM 310 MM
Turning Radius 2200 MM 2800 MM
Fuel Tank Capacity (L) 23 litre 17.4 litre
Wheelbase (MM) 1580 MM
Wheels & Tyres
Wheel Drive 2 WD 2 WD
Front Tyre 5.20 X 14 5.25 X 14
Rear Tyre 8.00 X 18 8.00 X 18 / 8.3 x 20
Other
Warranty 2000 hours / 2 Years 5000 hrs / 5 years
Accessories Trailor hook, Draw bar, tool kit, operator manual, top link

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