Mahindra JIVO 245 DI vs Farmtrac Steeltrac 18

Which one should you buy?

Both of these are sold into the same segment, so the choice comes down to a handful of real differences rather than one being better than the other outright.

Price

The Farmtrac Steeltrac 18 is roughly ₹2.47 lakh cheaper ex-showroom — about 44% less than the Mahindra JIVO 245 DI. On road that gap widens slightly, because RTO tax and insurance are calculated on the higher figure. Whether the Mahindra JIVO 245 DI earns that back depends entirely on the points below; if it does not, the cheaper machine is the better buy.

PTO power — the number that matters

Engine horsepower is the headline; PTO horsepower is what actually turns a rotavator or a thresher. Here the Mahindra JIVO 245 DI delivers 9.6 HP more at the PTO (Mahindra JIVO 245 DI: 22 HP, Farmtrac Steeltrac 18: 12.4 HP). That is roughly the difference between comfortably running a wider rotavator and working the engine hard to do it.

Lifting capacity

The Mahindra JIVO 245 DI lifts 200 kg more (Mahindra JIVO 245 DI: 750 kg, Farmtrac Steeltrac 18: 550 kg). This decides which mounted implements the tractor can actually carry, and it is where cheaper models usually cut corners. Check it against the heaviest implement you own — loaded weight, not the dry weight in the brochure.

2WD or 4WD

This is the biggest practical split between the two. The Mahindra JIVO 245 DI is four-wheel drive; the Farmtrac Steeltrac 18 is two-wheel drive. If you puddle paddy every season or work on slopes, 4WD is close to essential and worth the extra cost and fuel. On level, dry land doing mostly haulage, it is money spent for little return — take the Farmtrac Steeltrac 18.

Engine

The Mahindra JIVO 245 DI runs 2 cylinders against the Farmtrac Steeltrac 18's 1. More cylinders generally means smoother running and less vibration over a long day, at the cost of a little more fuel and slightly dearer servicing. Fewer cylinders is simpler to maintain, which matters if your nearest workshop is far.

Gearbox

Mahindra JIVO 245 DI: 8 Forward + 4 Reverse. Farmtrac Steeltrac 18: 8 Forward + 2 Reverse. Count the low-range speeds rather than the total — puddling and rotavating need slow ground speed at working engine revs, and a box with too few low gears forces a compromise between the two.

Other differences

They also differ on steering (Power Steering vs Mechanical), warranty (1000 Hours / 1 Year vs 5000 hrs / 5 years). None of these decide the purchase on their own, but oil-immersed brakes and power steering are worth paying for if you spend long days on the machine.

The short answer

Taken together the Mahindra JIVO 245 DI leads on more of the dimensions that affect day-to-day work. It is the safer pick unless the Farmtrac Steeltrac 18 is meaningfully cheaper for you after the dealer quote.

• Wet fields, puddling or slopes: the Mahindra JIVO 245 DI, because it is four-wheel drive. On dry level land the Farmtrac Steeltrac 18 does the same work for less.
• Wide rotavator, thresher or heavy PTO work: the Mahindra JIVO 245 DI — it has the PTO horsepower to hold speed under load.
• Heavy mounted implements: the Mahindra JIVO 245 DI, which has the hydraulics to carry them.
• Tightest budget, or if none of the above apply to you: the Farmtrac Steeltrac 18. Paying for capability you never use is the most common and most expensive mistake at this size.

Before you decide

• Prices here are ex-showroom. Add roughly 7–10% for RTO registration and insurance, and get the on-road figure in writing from the dealer, itemised.
• Visit more than one dealer for each brand. Exchange value and finance terms vary between showrooms by more than the price gap between these two machines.
• Ask how far the nearest workshop is for each brand. A tractor that is down for a week in season costs more than the difference between these two.
• Drive both with an implement attached, not empty. An unloaded tractor tells you very little.

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