Head to head

Indo Farm 1020 DI vs VST 918 4WD

Comparing the Indo Farm 1020 DI and the VST 918 4WD — the Indo Farm 1020 DI carries 1.5 HP more, and they are priced within a few thousand rupees of each other. The specifications below are from the manufacturers; the section under them explains what those differences mean on an actual farm.

Indo Farm 1020 DI tractor
Indo Farm

Indo Farm 1020 DI

20 HP 1 Cyl
₹4.04 - ₹4.23 Lakh*
VST 918 4WD tractor
VST

VST 918 4WD

18.5 HP 3 Cyl
₹4.01 - ₹4.4 Lakh*

Which one should you buy?

Both of these are sold into the same segment, so the choice comes down to a handful of real differences rather than one being better than the other outright.

Price

There is very little between them on price — under ₹10,000 separates the two ex-showroom. At that margin the dealer you buy from matters more than the sticker, because exchange value and finance terms vary by more than this gap.

Lifting capacity

The VST 918 4WD lifts 250 kg more (Indo Farm 1020 DI: 500 Kg, VST 918 4WD: 750/500 KG). This decides which mounted implements the tractor can actually carry, and it is where cheaper models usually cut corners. Check it against the heaviest implement you own — loaded weight, not the dry weight in the brochure.

2WD or 4WD

This is the biggest practical split between the two. The VST 918 4WD is four-wheel drive; the Indo Farm 1020 DI is two-wheel drive. If you puddle paddy every season or work on slopes, 4WD is close to essential and worth the extra cost and fuel. On level, dry land doing mostly haulage, it is money spent for little return — take the Indo Farm 1020 DI.

Engine

The VST 918 4WD runs 3 cylinders against the Indo Farm 1020 DI's 1. More cylinders generally means smoother running and less vibration over a long day, at the cost of a little more fuel and slightly dearer servicing. Fewer cylinders is simpler to maintain, which matters if your nearest workshop is far.

Other differences

They also differ on brakes (Oil immersed multiple discs vs Dry Brake). None of these decide the purchase on their own, but oil-immersed brakes and power steering are worth paying for if you spend long days on the machine.

The short answer

Taken together the VST 918 4WD leads on more of the dimensions that affect day-to-day work. It is the safer pick unless the Indo Farm 1020 DI is meaningfully cheaper for you after the dealer quote.

  • Wet fields, puddling or slopes: the VST 918 4WD, because it is four-wheel drive. On dry level land the Indo Farm 1020 DI does the same work for less.
  • Heavy mounted implements: the VST 918 4WD, which has the hydraulics to carry them.

Before you decide

  • Prices here are ex-showroom. Add roughly 7–10% for RTO registration and insurance, and get the on-road figure in writing from the dealer, itemised.
  • Visit more than one dealer for each brand. Exchange value and finance terms vary between showrooms by more than the price gap between these two machines.
  • Ask how far the nearest workshop is for each brand. A tractor that is down for a week in season costs more than the difference between these two.
  • Drive both with an implement attached, not empty. An unloaded tractor tells you very little.

Specifications compared

Specification Indo Farm 1020 DIVST 918 4WD
Ex-showroom price ₹4.04 - ₹4.23 Lakh*₹4.01 - ₹4.4 Lakh*
Engine
HP 20 HP
Cylinders 1 3
Displacement (CC) 895 CC
Engine RPM 2300 RPM 2700
Air Filter Oil Bath Type
Cooling System Water cooled
Battery 12 Volts-65 Ah
Alternator Self Starter Motor & Alternator
Transmission
Transmission Type Sliding mesh
Clutch Single Clutch SINGLE DRY FRICTION PLATE
Gearbox 6 Forward + 2 Reverse 8 Forward + 2 Reverse/6 Forward + 2 Reverse
Forward Speed 26.0 kmph
Reverse Speed 12.92 kmph
Brakes
Brake Type Oil immersed multiple discs Dry Brake
PTO
PTO Type 6 Spline
PTO RPM 540@2100 RPM
PTO Power (HP) 12 HP NA
Hydraulics
Lifting Capacity (Kg) 500 Kg 750/500 KG
3 Point Linkage ADDC
Steering
Steering Type Mechanical - Recirculating ball type (optional) NA
Dimensions & Weight
Total Weight (Kg) 800 KG
Overall Length (MM) 2520 MM
Overall Width (MM) 1050 MM
Ground Clearance (MM) 210 MM
Turning Radius 2200 MM
Fuel Tank Capacity (L) 23 litre
Wheels & Tyres
Wheel Drive 2 WD 4 WD
Front Tyre 5.20 X 14
Rear Tyre 8.00 X 18
Other
Warranty 2000 hours / 2 Years NA
Accessories Trailor hook, Draw bar, tool kit, operator manual, top link

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